Micro e financiamento de PMEs

Micro, pequenas e médias empresas (MSME) são os principais direcionadores de desenvolvimento sócio-econômico, mas geralmente enfrentam grandes dificuldades em acessar os serviços financeiros. A clientela para superar os desafios relacionados ao desenvolvimento de recursos humanos, design de produto orientado à demanda, divulgação geográfica e gerenciamento de riscos. Seguros, programas de treinamento, planejamento de negócios e desenvolvimento estratégico, auditoria interna, melhoria dos sistemas de informação gerencial (MIS) e a avaliação do impacto socioeconômico. This resulted in a significant increase of their operational efficiency from 74% in 2003 to 124% in 2010.

GOPA AFC offers its consolidated knowledge to establish and further develop MFIs, financial cooperatives, and commercial banks. Following international best practices and utilizing the latest technological developments, our services in this area are comprised of methodologies for MSME lending, risk management, product development, savings and insurances, training programmes, business planning and strategic development, internal audit, the improvement of Management Information Systems (MIS) and the assessment of socio-economic impact.

Nigeria is an illustrative example of our services to promote MSME finance where we have strengthened the capacity of banks and MFIs in strategic management, financial administration, and demand analysis. This resulted in a significant increase of their operational efficiency from 74% in 2003 to 124% in 2010.

GOPA AFC has implemented further projects on MSME Finance in – among others - Kenya, Tanzania, Sudan, Uganda, Rwanda, Nigeria, China, Kyrgyzstan, Lebanon, Laos, Myanmar, Tajikistan, Thailand, and Iêmen. 17