Financial sector regulation and supervision

The banking industry has a big impact on countries’ economies such that well-functioning banking systems can promote growth and reduce poverty. Therefore, it is critical for regulatory agencies to control and supervise banks and non-bank financial institutions, ensure transparency in financial markets, protect depositors, and prevent Riscos para a economia real que podem ocorrer através de quebras nos sistemas financeiros e de pagamentos. Mudança. Apoiamos -os a melhorar ou iniciar a regulamentação e a supervisão dos bancos, mercados de ações e companhias de seguros, fundos de capital e pensão, microfinanças e outras instituições financeiras. Nosso apoio é composto por estabelecer estruturas de regulamentação legal, supervisão fora do local e no local, sistemas de alerta precoce, empréstimos, padrões de solvência e liquidez, bem como testes de estresse, entre muitos outros. Nossos especialistas fortaleceram o Departamento de Supervisão do Bangladesh Banks, que atua de acordo com as melhores práticas e padrões internacionais. Além disso, oferecemos treinamentos no trabalho e no exame no local e desenvolvemos um roteiro para introduzir uma supervisão eficaz baseada em risco. O flagrante desrespeito ao gerenciamento ético dos SDIs são todas as conseqüências da ausência de medidas efetivas de supervisão e regulamentação. A AFC realizou o estudo de diagnóstico dos desafios atuais, as lições aprendidas e forneceu recomendações para o fortalecimento do setor, a fim de melhorar a estrutura regulatória e de supervisão dos SDIs, para promover a consolidação e reduzir a arbitragem regulatória. Jordânia, Tajiquistão, Quirguistão, Ucrânia, Vietnã, Tailândia e Lao Pdr.

In recent years, new regulation topics have evolved from the challenges that economies and societies face in the 21st century. Hence we have been supporting central banks and other government agencies to craft national strategies and policies on financial inclusion, gender-equitable access to finance, and measures to mitigate and alleviate climate change.

GOPA AFC offers a wide area of expertise to central banks and regulatory authorities to ensure that the financial sector in developing and transition countries remains stable. We support them in improving or initiating regulation and supervision of the banks, stock markets and insurance companies, capital and pension funds, microfinance, and other financial institutions. Our support is comprised of establishing legal regulation frameworks, off-site and on-site supervision, early warning systems, lending, solvency, and liquidity standards as well as stress testing, among many others.

In Bangladesh, GOPA AFC successfully implemented a World Bank project which aimed to strengthen the supervisory capacity of the Bangladesh Bank. Our experts strengthened Bangladesh Bank banks supervision department that performs in accordance with best practices and international standards. In addition, we offered on-the-job trainings and on- and off-site examination and developed a roadmap to introduce effective risk-based supervision.

In Ghana, the weaknesses in supervision, a lack of coordination and poor institutional linkages, the absence of clear policies and guidelines for the operation of Specialised Deposit Taking Institutions (SDIs) led to the unfortunate proliferation of SDIs. The blatant disregard for ethic management of SDIs are all the consequences of the absence of effective supervision and regulatory measures. GOPA AFC undertook the diagnostic study of the current challenges, lessons learned, and provided recommendations for the strengthening of the sector in order to enhance the regulatory and supervisory framework for SDIs, to promote consolidation and reduce regulatory arbitrage.

GOPA AFC has implemented further projects on financial sector supervision and regulation in Nigeria, Ghana, Uganda, Tunisia, Jordan, Tajikistan, Kyrgyzstan, Ukraine, Vietnam, Thailand, and Lao PDR.